2011 was a challenging year at best. On my end some good things happened, but a whole pile of bad stuff came down as well. Some people did really well in 2011, but there were many millions more who got slapped around for no fault of their own. That’s life. Going into 2012 in a few days feels like a time of great uncertainty. It’s best to focus on what you have and not what you don’t have. What will happen this year?